Insights
Export your financial data and analyze it with any AI tool you trust.
Bring Your Own AI
Real talk: we're a startup. We are poor. We are in debt. Running AI on every user's transactions would bankrupt us faster than a crypto bro in a bear market. So instead of half-baking an “AI Insights” feature that costs us $4 every time you click a button, we're giving you something better—your data in a clean file that you can throw at whatever AI you already pay for. You get better results, we get to keep the lights on. Everyone wins.
How it works
Export your data
Download a JSON file with your transactions, spending breakdowns, and monthly trends.
Pick a prompt
Use one of our prompt suggestions or write your own. Copy it to your clipboard.
Upload to your LLM
Paste the prompt and upload the JSON file to ChatGPT, Claude, Gemini, or any AI you prefer.
Export financial data
Choose a date range and we'll package your transactions, category breakdowns, income sources, and monthly summaries into one clean JSON file. You don't need to know what JSON is—only nerds know that. Just click download, then upload the file to your AI tool of choice. It'll know what to do with it.
Prompt suggestions
Copy any of these prompts, then paste them along with your JSON file into your preferred AI tool.
Monthly spending review
Break down expenses by category and spot areas to cut back.
Analyze my spending data and break down my expenses by category. Identify my top 3 largest spending categories and highlight any categories where spending increased compared to prior months. Suggest areas where I could reasonably cut back.
Cash flow analysis
Calculate savings rate and track income vs. expenses.
Review my income and expenses. Calculate my savings rate for each month in the data. Identify any months where expenses exceeded income. Summarize my overall cash flow health and trends.
Subscription audit
Find every recurring charge and total them up.
Look through my transactions for recurring charges (subscriptions, memberships, streaming services, etc.). List every recurring charge you can identify with its approximate monthly cost. Calculate the total monthly cost of all subscriptions.
Category trends
Compare spending across categories month over month.
Compare my spending across all categories month over month. Which categories are trending up? Which are trending down? Are there any sudden spikes or drops that stand out? Present the data in a clear format.
Dining & food analysis
Analyze restaurant, takeout, grocery, and coffee spending.
Analyze all my food-related spending including restaurants, takeout, groceries, and coffee shops. Break down how much I spend eating out vs. groceries. Calculate my average daily food spend.
Income breakdown
Identify all income sources and flag irregular months.
Analyze my income sources. Identify all sources of income in the data, their frequency, and amounts. Calculate my average monthly income and flag any months with irregular income.
Your data stays with you
NYX doesn't send your financial data to any AI service. The JSON file downloads to your device and you decide where it goes. No accounts IDs, no user IDs, no metadata that could identify you—just clean financial data you control.